This book provides the missing link between your desire for success and your achievement for success. You will learn practical, step-by-step strategies for increasing your income and building wealth. The first thing I did was commit to my success and playing to win. Its not what we know that prevents us from succeeding; it’s what we know that just ain’t so that is our greatest obstacle. If you want to move to a higher level of life, you have to be willing to let go of some of your old ways of thinking and being and adopt new ones.

Your Money Blueprint

It’s not enough to be in the right place at the right time. You have to be the right person in the right place at the right time. What is your ability to act in spite of fear, in spite of worry, in spite of inconvenience, in spite of discomfort? Can you act when you’re not in the mood? The key to success is to raise your own energy; when you do, people will naturally be attracted to you. And when they show up, bill them.

The vast majority of people do not have the internal capacity to create and hold on to large amounts of money and the increased challenges that go with more money and success. Roots create the fruits – It’s what under the ground that creates what’s above the ground. It’s what’s invisible that creates what’s visible. What you cannot see in this world is far more powerful that anything you can see. As humans we are a part of nature, not above it. Consequently. When we align with the laws of nature and work on our roots – our “inner” world – our life flows smoothly. When we don’t, life gets rough.

We live on only one plane of existence with four different realms – physical world, mental world, emotional world and spiritual world. Physical realm is merely a “printout” of the other three. The real problem cannot be changed in “printout”, the physical world, it can only be changed in the “program”, the mental, emotional and spiritual worlds. A lack of money is merely a symptom of what is going on underneath. The only way to change your “outer” world is to first change your “inner” world. If things aren’t going well in your outer life, it’s because things aren’t going well in your inner life.

All energy travels in frequencies and vibrations. Therefore, each declaration you make carries its own frequency. Declarations not only send a specific message to the Universe; they also send a powerful message to your subconscious mind. The definition of an affirmation is “a positive statement asserting that a goal you wish to achieve is already happening.” The definition of a declaration is “to state an official intention to undertake a particular course of action or adopt a particular status”.

A declaration, by definition, is also official. You must take al the actions necessary to make your intention a reality. Your financial blueprint consists of a combination of your thoughts, feelings and actions in the arena of money. Your thoughts originate from the “files of information” you have in the storage cabinets of your mind. It comes from your past programming. Your programming leads to your thoughts; your thoughts lead to your feelings; your feelings lead to your actions; your actions lead to your results. All the statements your herd about money when you were young remain in your subconscious mind as part of the blueprint that is running your financial life. When the subconscious mind must choose between deeply tooted emotions and logic, emotions will almost always win.

Your subconscious conditioning determines your thinking. Your thinking determines your decisions, and your decisions determine your actions, which eventually determine your outcomes. As kids, we learn just about everything from modeling. People are often in shock when they realize how much their parents’ experiences have influenced their beliefs and habits around money. Instead of saving for a rainy day, focus on saving for a joyous day or for the day you win your financial freedom. The reason for motivation you have for making money or creating success is vital. If your motivation for acquiring money or success comes from a non-supportive root such as fear, anger, or the need to “prove” yourself, your money will never bring you happiness.

Your inner world reflects your outer world. If you believe you are not enough, you will validate that belief and create the reality that you don’t have enough. On the other hand, if you believe you are plenty, you will validate that belief and create plenty of abundance. Why? Because “plenty” will be your root, which will then become your natural way of being.
The biggest reason behind the fights people have about money is not money itself, but the mismatch of their “blueprints”. It doesn’t matter how much money you have or don’t have. If your blueprint doesn’t match that of the person you’re dealing with, you’ll have a major challenge. Do your best to find out what’s important to your partner in the arena of money and identify his or her motivations and fears. Find out what money really means to your partner. Is it pleasure or freedom or security or status? Don’t pre-judge the people, the main reason a gentleman could want to earn massive amounts of money was to support his work as a huge donor to a charity that assists AIDS victims in Africa. So much for the belief that rich people are “greedy”!

The only way to change your financial success “permanently” is to reset your financial thermostat, otherwise known as your money blueprint. Your income can grow only to the extent that you do. Consciousness is observing your thoughts and actions so that you can live from true choice in the present moment rather than being run by programming from the past. This conditioning is not who you are but who you learned to be. Beliefs are options that are passed around and around and then down from generation to generation to you. Knowing this, you can consciously choose to release any belief or way of being that is supportive to your wealth, and you can replace it with one that is. You can choose to think and act like rich people do and therefore create the results that rich people create.
The Wealth Files

1 Rich People believe “I create my life”. Poor people believe “Life happens to me”.

2 Rich people play the money game to win. Poor people play the money game to not lose.

If you were to play any sport or any game strictly on defense, what are the chances of your winning the game? Most people would agree, slim and none. The goal of truly rich people is to have massive wealth and abundance. Their big goal in life also happens to be their favorite word in the whole world. They just want to be “comfortable”. If your goal is to be comfortable, chances are you’ll never get rich. But if your goal is to be rich, chances are you’ll end up mighty comfortable.

3 Rich people are committed to being rich. Poor people want to be rich.

Most people don’t really want to be rich. Why? Because they have a lot of negative wealth files in their subconscious mind that tell them there is something wrong with being rich.

Each of us has a wealth file inside the cabinet of our mind. This file contains our personal beliefs that include why being rich would be wonderful. However, for many people, this file also includes information as to why being rich might not be so wonderful. The number one reason most people don’t get what they want is that they don’t know what they want. As long as it’s legal, moral, and ethical, they will do whatever it takes to have wealth. If you are not achieving wealth you say you desire, there’s a good chance it’s because, first, you subconsciously don’t really want wealth, or second, you’re not willing to do what it takes to create it.

Wealth does not come from merely wanting it. Choosing is a much stronger energy and goes hand in hand with being responsible for creating your reality. I commit to being rich – This is the warrior’s way. No excuses, no ifs, no buts, no maybes and failure is not an option. Although many think they’re willing to do whatever it takes, upon deeper questioning, upon further questioning, I always find they have plenty of conditions around what they are willing to do and not do to succeed. Getting rich takes focus, courage, knowledge, expertise, 100 percent of your effort, a never give-up attitude, and of course a rich mind-set. If you are not fully, totally, and truly committed to creating wealth, chances are you won’t. Are you willing to risk all your time, energy, start-up capital with no guarantee of returns? Rich people are.

Concerning all acts of initiative (and creation), there is one elementary truth, the ignorance of which kills countless ideas and splendid plans: that the moment one commits oneself, then providence moves too.

4 Rich people think big. Poor people think small.

You will be paid in direct proportion to the value you deliver according to the marketplace. Are you going to play big or play small? Most people choose to play small because of fear. Second, people play small because they feel small. They feel unworthy. If you want to be rich in the truest sense of the word, it can’t only be about you. It must include adding value to other people’s lives. ‘Entrepreneur’ is a person who solves problems for people at a profit. The by-product of being in a business that helps more people is that the more the people you help, the “richer” you become, mentally, emotionally, spiritually and definitely financially. Too many people allow their fear-based ego selves to rule them.

There is nothing enlightened about shrinking so that other people won’t feel insecure around you. It’s time to stop needing and start leading. Small thinking and small actions lead to being broke and unfulfilled.

5 Rich people focus on opportunities. Poor people focus on obstacles.

Rich people see opportunities, potential growth and focus on rewards. Their mindset is “It will work because I’ll make it work”. Being willing to risk doesn’t necessarily mean that you are willing to lose. Rich people take educated risks. Although poor people claim to be prepared for an opportunity, what they’re usually doing is stalling. To succeed financially, you have to do something, buy something, or start something. “What you focus on expands.” If you want to get rich, focus on making, keeping, and investing your money.

6 Rich people admire other rich and successful people. Poor people resent rich and successful people.

Its easy to talk about not resenting the rich, but depending on your mood, falling into the trap can happen to anyone, even me. Remember that thoughts and opinions aren’t good or bad, right or wrong, as they enter your mind, but they can sure be empowering or disempowering to your happiness and success, as they enter your life. You don’t have to be perfect to get rich, but you do need to recognize when your thinking isn’t empowering to yourself or others, then quickly refocus on more supportive thoughts.

Money is power, and you ought to be reasonably ambitious to have it! You ought because you can do better with it than you can without it. The characteristics in order to succeed are positive, reliable, focused, determined, persistent, hardworking, energetic, good with people, a competent communicator, semi-intelligent, and an expert in at least one area. Bless that which you want. Resenting the rich is one of the surest ways to stay broke.

7 Rich people associate with positive, successful people. Poor people associate with negative or unsuccessful people.

Successful people say to themselves,” If they can do it, I can do it”. Rich people are grateful that others have succeeded before them so that they now have a blueprint to follow what will make it easier to attain their own success. How can you possibly learn from or be inspired by someone you put down? Energy is contagious and rich people have no interest in subjecting themselves to energy of friends who are broke. Don’t bother trying to get negative people to change or come to the course. That’s not your job. Your job is to use what you’ve learned to better yourself and your life. Be the model, be successful, be happy, then may be – and I stress maybe – they’ll see the light (in you) and want some of it. Again, energy is contagious. Darkness dissipates in light. Your job is simply to be the best you can be.

Just as steel is hardened in the fire, if you can remain true to your values while others around you are full of doubt and even condemnation, you’ll grow faster and stronger. Practice reframing other people’s negativity as a reminder of how not to be. If you begin to judge, criticize and put people down for who they are and what they do, then you are no better than them. Energy is contagious: either you affect people or infect people. Most people earn withing 20 per cent of the average income of their closest friends. Rich people don’t just join the country club to play golf; they join to connect with other rich and successful people. I make it a point to only associate with successful, positive people and just as importantly, I disassociate from negative ones.

It was a great effort from the entire team. We did well but we still have improvements to make. If you lose, you might think maybe it would have dulled your desire but in reality, you should get hungrier than ever and be back stronger. You should decide that you are just as good and worthy as they are, and then acting like it.

8 Rich people are willing to promote themselves and their value. Poor people think negatively about selling and promotion.

Resenting promotion is one of the greatest obstacles to success. People who have issues with selling and promotion are usually broke. It’s obvious. You may have had a disempowering experience when you tried to sell something to someone, and that person totally rejected you. In this instance, your distance for promotion is merely a projection of your own fear of failure and rejection. Rich people are willing to extol their virtues and value to anyone who will listen and hopefully do business with them as well.
Build a better mousetrap and world will beat a path to your door. Well, that’s only true if you add five words: “if they know about it”. Rich people are almost always excellent promoters. Rich people are usually leaders and all great leaders are great promoters. You have to be adept at selling, inspiring, and motivating people to buy into your vision. Leaders earn a heck of lot more money than followers. If you really believe in your value and the value in the product or service you’re offering, how could it possibly be appropriate to hide it from people who need it? More often than not, people who have a problem with promotion don’t fully believe in their product or don’t fully believe in themselves. If you believe that what you have to offer can truly assist people, it’s your duty to let as many people as possible know about it. In this way, you not only help people, you get rich!

9 Rich people are bigger than their problems. Poor people are smaller than their problems

Getting rich is not a stroll in the park, it is a journey that is full of twists, turns, detours and obstacles. Rich and successful people are bigger than their problems, while poor and unsuccessful people are smaller than their problems. The secret to success is not to avoid or get rid of or shrink your problems; the secret is to grow yourself so that you are bigger than any problem. Note that whether you are rich or poor, playing big or playing small, problems do not go away. The size of the problem is never the issue – what matters is the size of you! If you have a big problem in your life, all that means is that you are being a small person! Your outer world is merely a reflection of your inner world. If you want to make a permanent change, stop focusing on the size of your problems and start focusing on the size of you!

The bigger the problems you can handle, the bigger the business you can handle; the bigger the responsibility you can handle, the more employees you can handle; the more customers you can handle, the more money you can handle, and ultimately, the more wealth you can handle. Therefore, you must grow to be a big container so you cannot only hold more wealth but also attract more wealth. They don’t focus on the problem; they focus on their goal. Rich and successful people are solution-oriented; they spend their time and energy strategizing and planning the answers to challenges that come up and creating systems to make certain that problem doesn’t occur again. If you become a master at handling problems and overcoming obstacles, you become unstoppable. If you are unstoppable, anything and everything is available to you. You simply choose it and its yours! How’s that for freedom?

10 Rich people are excellent receivers. Poor People are poor receivers.

People who have not reached their full financial potential, may or may not be good at giving, but they are definitely bad at receiving. Most of us grew up with the element of punishment in our lives. The conditioned mind is a file folder filled with past programming, made up meanings, and stories of drama and disaster. “Making sense” is not its strong suit. Plenty of wealthy people don’t feel overly worthy. Getting rich to prove yourself may not make you the happiest camper, so you’re better off creating wealth for other reasons. There is no one who comes around and stamps you “worthy” or “unworthy”. You do that. You make it up. You decide it. You and you alone determine if you’re going to be worthy. It’s simply your perspective. If you say you’re worthy, you’re not. Either way you will live into your story.
It is a lot easier to change your story than your worthiness, instead of worrying about changing your worthiness, change your story. Simply make up a new and much more supportive story and live into that. If you are not willing to receive, then you are “ripping off” those who want to give to you. Say – “Universe, if anyone has something great coming to them and they’re not willing to take it, send it to me! I am open and willing to receive all of your blessings. Thank You.” Rich people work hard and believe it’s perfectly appropriate to be well rewarded for their efforts and the value they provide for others. Poor people work hard, but due to their feelings of unworthiness, they believe that it is inappropriate for them to be well rewarded for their efforts and the value they provide.

Get really rich and then help people who don’t have the opportunity you did. Money will only make you more of what you already are. People of creatures of habit, and therefore you will have to consciously practice receiving the best life has to offer. I am a money magnet. Thank You, Thank You, Thank You. Being open and willing to receive is critical if you want to create wealth. Once you expand your capacity to receive, you will. Also, once you become truly open to receiving, the rest of your life will open up. How you do anything is how you do everything. If you’re a poor receiver, you’re a poor receiver in all areas. The good news is that when you become an excellent receiver, you’ll become an excellent receiver everywhere… and open to receiving all that the universe has to offer in all areas of your life.
The universe is set up to support you. If you keep declaring that you are a money magnet, and especially if you have the proof, the Universe will simply say, “Okay” and send you more. Pamper yourself. At least once a month do something special to nurture yourself and your spirit. Do things that will allow you to feel rich and deserving.

11 Rich people choose to get paid based on results. Poor people choose to get paid based on time.

There’s nothing wrong with getting a steady paycheck, unless it interferes with your ability to earn what you’re worth. There’s the rub. It usually does. They don’t realize that security comes with a price, and the cost of wealth. Rich people Believe in themselves. They believe in their value and in their ability to deliver it. Poor people trade their time for money. Never have a ceiling on your income. If you choose to get paid for your time, you are pretty much killing your chances for wealth. Just don’t expect to get rich anytime soon unless you create a way to duplicate or leverage yourself. The fear most people have of being paid based on their results is often just a fear of breaking out their old conditioning. Start your business, work on commission, get a percentage of revenue or company profits, or get stock options. Whatever your vehicle, make certain you create a situation that allows you to get paid based on your results.

12 Rich people think “both”. Poor people think “either/or”.

Rich people live in a world of abundance. They want both a successful career and close relationship with family. They want to have both a focus on their business and have fun and play. Rich people understand that with their little creativity, they can almost always figure out a way to have the best of both worlds. The quintessential question to ask yourself is “How can I have both?” This question can change your life. It will take you from a model of scarcity and limitation to a universe of possibilities and abundance.

Money is a lubricant. It enables you to “slide” through life instead of having to “scrape” by. Money allows you to enjoy the finer things in life as well as giving you the opportunity to help others have the necessities in life. Rich people believe “You can have your cake and eat it too”. Middle-class people believe “Cake is too rich, so ‘ll only have a little piece.” Poor people don’t believe they deserve cake, so they order a doughnut, focus on the hole, and why they have “nothing”. Either/ or thinking also trips up people who believe that “if I have more, then someone else will have less”. Again, this is nothing more than fear-based, self-defeating programming. The more money you can put into the circulation, which means other people then have more money to trade for more value. Being pure and spiritual have nothing to do with what is or isn’t in your bank account; those attributes come from what’s in your soul.

13 Rich people focus on their net worth. Poor people focus on their working income.

The true measure of wealth is net worth not net income. The four net worth factors are Income, Savings, Investments and Simplification. Working income is important because, without it, it is almost impossible to address the other three net worth factors. Spenders have three mottoes- It’s only money, what goes around comes around, Sorry I can’t right now as I am broke. Generally, the better you are at investing, the faster your money will grow and generate a greater net worth. Rich people take the time and energy to learn about investing and investments. They pride themselves on being excellent investors or at least hiring excellent investors to invest for them. What you focus on expands- Where attention goes, energy flows and results show.

14 Rich people manage their money well. Poor people mismanage their money well.

Thomas Stanley in his book The Millionaire Next Door, surveyed millionaires from across North America and reported on who they are and how they attained their wealth. The Rich are good at managing their money and the poor just don’t know a way to manage that’s easy and effective. The single biggest difference between financial success and financial failure is how well you manage your money. To master money, you must manage money. Managing your money allows you to eventually create financial freedom so that you never have to work again. “I’ll start managing my money as soon as I get caught up” is like an overweight person saying, “I’ll start exercising and dieting as soon as I lose twenty pounds”. Until you show you can handle what you’ve got, you won’t get any more money. The habit of managing your money is more important than the amount.
It doesn’t matter if you have a fortune right now or virtually nothing. What does matter is that you immediately begin to manage what you’ve got, and you’ll be in shock at how soon you get more. Money miracles will occur once you demonstrate to the universe that you can handle your finances properly. One of the biggest secrets to managing money is balance. Your play account is primarily used to nurture yourself – to do things you wouldn’t normally do to pamper yourself. Either you control money, or it will control you. To control money, you must manage it. Money is big part of your life, and when you learn how to get your finances under control, all area of your life will soar.

15 Rich people have their money work hard for them. Poor people work hard for their money.

Rich people can spend their days playing and relaxing because they work smart. They understand and use leverage. They employ other people to work for them and their money to work for them. Rich people understand that “you” have to work hard until your “money” works hard enough to take your place. They understand that the more your money works, the less you will have to work. Forms of work energy include people’s work, business systems at work, or investment capital at work. You work hard for money, then you let money work hard for you. Financial freedom is the ability to live the lifestyle you desire without having to work or rely on anyone else for money. Without passive income you can never be free. Most people have a tough time creating passive income due to conditioning. Most of us don’t know much about passive income structures and therefore don’t do much about it.

If you understood from an early age that a primary financial goal was to create passive income, wouldn’t you reconsider some of those career choices? By choosing business opportunities that immediately or eventually produce passive income, wouldn’t you reconsider some of those career choices? By considering business opportunities that immediately or eventually produce passive income, you’ll have the best of both worlds – working income now and passive income later. Rich people think long-term. They balance their spending on enjoyment today with investing for freedom tomorrow. If you haven’t taken care of today’s problem, you’ll be saying the same thing again tomorrow too. Poor people choose now, rich people choose balance.

More often than not, “spending” money you don’t have comes from “expanding” emotions you do have. If overspending isn’t coming from your immediate emotions, it arises from your money blueprint. Long-term versus short-term: poor people work to earn money to live today; rich people work to earn money to pay for their investments, which will pay for their future. Rich people collect land. Poor people collect bills. People work hard and spend all their money, which results in their having to work hard forever. Rich people work hard, save, and then invest their money so they never have to work hard again.

16 Rich people act in spite of fear. Poor people let fear stop them.

Affirmations, meditations, and visualizations are all wonderful tools, but as far as I can tell, none of them on its own is going to bring you real money in the real world. Fear, doubt, and worry are among the greatest obstacles, not only to success, but to happiness as well. Feel the fear and do it anyway. Rich and successful people have fear, doubts and worries. They don’t let these feelings stop them. If you are going to let a three-hour drive or a three-hour flight or a three-day trek stop you from doing something you need and want to do, then what else will stop you? The answer is anything! If you want to create wealth or any kind of success, you have to be a warrior. You have to be willing to do whatever it takes. You have to ‘train’ yourself to not be stopped by anything. ‘If you are willing to do only what’s easy, life will be hard. But if you are willing to do what’s hard, life will be easy.’

If you want to move to a new level in your life, you must break through your comfort zone and practice doing things that are not comfortable. To grow as a person, you have to expand your comfort zone. The only time you can actually grow is when you are outside your comfort zone. If you want to be rich and successful, you’d better get comfortable with being uncomfortable. The more comfort becomes your priority, the more contracted you become with fear. Rich and successful people have a big comfort zone, and they are constantly expanding it to be able to attain and hold more wealth. The next time you are feeling uncomfortable, uncertain, or afraid, instead of shrinking and retreating back to safety, press forward. Again, to grow yourself to your fullest potential, you must always be living at the edge of your box.

Your mind is the greatest soap-opera scriptwriter in history. You are not your mind. You are much bigger and greater than your mind alone. Training and managing your own mind is the most important skill you could ever own, in term of both happiness and success. Decide right now that your life would be better if you choose to think in the ways we’ve been describing in this book, instead of through the self-defeating mental habits of the past. No thought lives in your mind rent-free. What that means is that you will pay for negative thoughts. You will pay in money, in energy, in health, and in your level of happiness. When a non-supportive thought bubbles up, say “Cancel” or “Thank You for sharing” and replace it with a more supportive way of thinking.

17 Rich people constantly learn and grow. Poor people think they already know.

You can be right or you can be rich, but you can’t be both. Being right means having to hold on to your old ways of thinking and being. You can be right or you can be happy. If you keep doing what you’ve always done, you’ll keep getting what you’ve always got. It imperative that you continue to learn and grow. The learners shall inherit the earth while the learned will be beautifully equipped to live in a world that no long exists. If you don’t have the time to do the things you want to do or need to do, you’re most probably a modern slave. You need to learn the skills and strategies to accelerate your income, to manage money, and to invest it effectively. I believe a good coach will always ask more of you than you will ask of yourself. Success is a learnable skill. It doesn’t matter where you are starting from. What matters is that you are willing to learn.

Becoming rich isn’t much about getting rich financially as about whom you have to become, in character and mind, to get rich. Your outer world is merely a reflection of your inner world. You are the root; your results are the fruits. The goal of creating wealth is not primarily to have a lot of money, the goal of creating wealth is to help you grow yourself into the best person you can possibly be. I learned my way to success and so can you. To get paid the best, you must be the best. It’s worth noting that rich people not only continue to learn, they make sure they learn from those who have already been where they themselves want to go. Rich people take advice from people who are richer than they are. Poor people take advice from their friends, who are just as broke as they are. A good coach will keep you on track in doing what you’ve said you want to do. Put 10 percent of your income into an education fund.

Just don’t read about something, talk about it and not just think about it, but actually do it.